How can Mark help you?
Pick an option to learn more. Not sure? Just call Mark.
Home Purchase Loans
Ready to buy a home? Mark helps you pick the right loan.
Learn more →First-Time Home Buyers
Buying your first home? Knowing your choices helps you get a better deal.
Learn more →Refinance Your Loan
A new loan can lower your rate, lower your payment, or get cash from your home.
Learn more →Self-Employed Loans
Work for yourself? Tax returns don't always show what you really earn. Some loans look at other proof.
Learn more →Investment Property Loans
Buying a rental home? Mark has loans made for real estate investors.
Learn more →Get a Pre-Qualification Letter
A pre-qual letter shows sellers you are a serious buyer. Mark aims to get it to you in under 24 hours.
Learn more →The main kinds of home loans
As a broker, Mark can compare these loan types from many lenders.
Conventional Loans
The most common home loan. Low down payment options, and many ways to use it.
Learn more →FHA Loans
A government-backed loan with a small down payment and more room on credit.
Learn more →VA Loans
For eligible veterans and service members. Often $0 down and no monthly mortgage insurance.
Learn more →USDA Loans
$0 down for homes in eligible rural and small-town areas, for buyers who meet income limits.
Learn more →Jumbo Loans
For loan amounts above the conforming limit, like many homes in Brentwood and Franklin.
Learn more →Not sure which one?
See the loan types side by side, or just call Mark and he will help you compare.
Compare loans →Compare loan types
A quick look at how the main loans differ.
| Loan | Down payment (general) | Often a good fit for |
|---|---|---|
| Conventional | As low as 3% for some first-time buyers | Good credit, steady income; homes, second homes, rentals |
| FHA | 3.5% with a 580+ score (10% with 500 to 579) | Buyers with less savings or credit that is still growing |
| VA | Often $0 for eligible borrowers | Veterans, service members, some surviving spouses |
| USDA | $0 in eligible areas | Buyers under the income limit in eligible rural and small-town areas |
| Jumbo | Often more; varies by lender | Loans above the conforming limit |
| Bank statement (non-QM) | Often more; varies by lender | Self-employed and 1099 earners |
| DSCR (non-QM) | Often more; varies by lender | Investors buying rental homes |
General guidelines only. Lender rules vary, and programs can change. Not everyone will qualify.
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