Get a Pre-Qualification Letter
A pre-qual letter shows sellers you are a serious buyer. Mark aims to get it to you in under 24 hours.
Who This Fits
A pre-qualification is a great first step for anyone thinking about buying. It helps you set a budget before you fall in love with a home.
Your Choices
- What it is: a guess of how much you can borrow, based on what you tell us.
- What we look at: your job and pay, your credit, and what you owe and own.
- Next step: a quick review of your info.
Basic Requirements
These are general guidelines. Each lender has its own rules, and programs can change.
- Basic facts: your income, your debts, your savings, and the price range you want.
- Credit: your credit helps show which loans fit.
- Not an approval: a pre-qual is an estimate. Your final loan depends on a full review.
How It Works
- Share some basic money facts.
- Mark reviews your info.
- You get an estimate of what you can borrow.
Questions People Ask
Does a pre-qual hurt my credit?
Ask Mark how he will check your credit. A credit check can have a small effect, and he will explain it first.
What is the difference between pre-qual and pre-approval?
A pre-qual is a first look based on what you share. A pre-approval goes deeper, with papers and credit checked.
How long is it good for?
Usually a few months. Your credit and income need to stay about the same.
Related
First-Time Home Buyers · Payment Calculator · Home Purchase Loans · All Calculators · Areas We Serve
All loans depend on credit, income, and property review. Not everyone will qualify. Programs can change. This is general information, not a loan offer. Mark Jost, NMLS #150914. Heathrow Mortgage, Company NMLS #1849599. Equal Housing Opportunity.